Mobile, AL · Alabama Elderly & Disabled Waiver (E&D)
Medicaid Nursing Home & Assisted Living — Mobile, AL
Medicaid nursing home coverage in Mobile includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Mobile.
Assisted living in Mobile averages ~$3,600/month (near the AL state average of ~$3,625). Alabama Elderly & Disabled Waiver (E&D) may cover care services for eligible residents, but room and board typically remains private pay. Alabama E&D waiver provides HCBS for nursing-home eligible individuals.
Alabama helpline: 1-800-243-5463
Key limits (screening estimates)
- Income: ~$2,829/mo
- Assets: ~$2,000 individual
Alabama program notes
- • Alabama E&D waiver provides HCBS for nursing-home eligible individuals.
- • Assisted living must be Medicaid-certified.
- • Waitlists are common statewide.
Next steps in Mobile
- Call Alabama Aging & Disability Resource Center at 1-800-243-5463.
- Apply through Medicaid Alabama.
- Request level-of-care assessment.
AllyKin Affordability Gap Index
Medicaid vs Assisted Living Cost in Mobile
Avg assisted living
$3,600/mo
Alabama Elderly & Disabled Waiver (E&D) income limit
$2,829/mo
Affordability gap
1.3×
1.3× Medicaid income limit — verify waiver slots
Assisted living in Mobile ($3,600/mo) is roughly 1.3× the Alabama Elderly & Disabled Waiver (E&D) income limit (~$2,829/mo). Some families may qualify for waiver-covered care services, but room and board in assisted living typically remains private pay.
Annual AL cost equals ~15.3 months of the Medicaid income screening limit. Limits are estimates — verify with Alabama Medicaid caseworker.
No phone number required. This screening tool is 100% free and private. Results are educational only — not legal or financial advice.
FAQs — Mobile
Does Medicaid pay for nursing homes in Mobile, AL?▾
Yes — Alabama Medicaid (Alabama Elderly & Disabled Waiver (E&D)) covers skilled nursing facility room, board, and care for eligible residents. Income limit ~$2,829/mo, assets ~$2,000, and a 60-month look-back apply statewide. Medicaid nursing home coverage in Mobile includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Mobile.
How do I qualify for Medicaid nursing home care in Mobile?▾
Meet Alabama Elderly & Disabled Waiver (E&D) income and asset limits, pass the 60-month look-back review, and receive a level-of-care assessment confirming nursing-facility need. Call Alabama Aging & Disability Resource Center at 1-800-243-5463. Compare CMS star ratings for Mobile nursing homes before choosing a facility.
Does Medicaid pay for assisted living in Mobile, AL?▾
Alabama's Alabama Elderly & Disabled Waiver (E&D) may cover care services for eligible residents in participating communities. Room and board in standard assisted living is usually private pay. At ~$3,600/mo local AL cost, waivers often cover care hours — not housing. Use our free checker below.
What is the Medicaid income limit in Mobile?▾
Statewide screening limit is approximately $2,829/month for individuals and $2,000 in countable assets. Mobile does not have separate limits — Alabama Elderly & Disabled Waiver (E&D) rules apply across Alabama.
What Medicaid waivers help with assisted living in Alabama?▾
Alabama E&D waiver provides HCBS for nursing-home eligible individuals. Assisted living must be Medicaid-certified. Call 1-800-243-5463 for county-specific guidance.
How many assisted living facilities in Mobile accept Medicaid?▾
The Mobile area has approximately 30 licensed communities. Not all accept Alabama Elderly & Disabled Waiver (E&D) waiver residents — always verify participation and waitlist status before touring.
What are the next steps to apply for Alabama Elderly & Disabled Waiver (E&D) in Mobile?▾
Call Alabama Aging & Disability Resource Center at 1-800-243-5463. Apply through Medicaid Alabama. Request level-of-care assessment.
Can I afford assisted living in Mobile while on Medicaid?▾
Assisted living in Mobile averages ~$3,600/month (near the AL state average of ~$3,625). Alabama Elderly & Disabled Waiver (E&D) may cover care services for eligible residents, but room and board typically remains private pay. Alabama E&D waiver provides HCBS for nursing-home eligible individuals.
Assisted Living in Mobile
Costs, neighborhoods, and free matching
Inspection Lookup — Mobile
Verify license and violations before touring
Nursing Home Ratings — Mobile
CMS star ratings for skilled nursing
Sources & methodology
Cost estimates, demographics, and safety data are compiled from government sources. Verify current figures with official portals before making care decisions.