Wilmington, DE · Delaware Diamond State Health Plan Plus
Medicaid Nursing Home & Assisted Living — Wilmington, DE
Medicaid nursing home coverage in Wilmington includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Wilmington.
Assisted living in Wilmington averages ~$4,800/month (near the DE state average of ~$4,800). Delaware Diamond State Health Plan Plus may cover care services for eligible residents, but room and board typically remains private pay. Delaware manages LTSS through managed care.
Delaware helpline: 1-800-223-9074
Key limits (screening estimates)
- Income: ~$2,829/mo
- Assets: ~$2,000 individual
Delaware program notes
- • Delaware manages LTSS through managed care.
- • Assisted living Medicaid depends on waiver enrollment.
- • Smaller state with fewer participating facilities.
Next steps in Wilmington
- Contact Delaware ADRC at 1-800-223-9074.
- Apply through Delaware ASSIST.
- Ask about LTSS waiver programs.
AllyKin Affordability Gap Index
Medicaid vs Assisted Living Cost in Wilmington
Avg assisted living
$4,800/mo
Delaware Diamond State Health Plan Plus income limit
$2,829/mo
Affordability gap
1.7×
1.7× Medicaid income limit — verify waiver slots
Assisted living in Wilmington ($4,800/mo) is roughly 1.7× the Delaware Diamond State Health Plan Plus income limit (~$2,829/mo). Some families may qualify for waiver-covered care services, but room and board in assisted living typically remains private pay.
Annual AL cost equals ~20.4 months of the Medicaid income screening limit. Limits are estimates — verify with Delaware Medicaid caseworker.
No phone number required. This screening tool is 100% free and private. Results are educational only — not legal or financial advice.
FAQs — Wilmington
Does Medicaid pay for nursing homes in Wilmington, DE?▾
Yes — Delaware Medicaid (Delaware Diamond State Health Plan Plus) covers skilled nursing facility room, board, and care for eligible residents. Income limit ~$2,829/mo, assets ~$2,000, and a 60-month look-back apply statewide. Medicaid nursing home coverage in Wilmington includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Wilmington.
How do I qualify for Medicaid nursing home care in Wilmington?▾
Meet Delaware Diamond State Health Plan Plus income and asset limits, pass the 60-month look-back review, and receive a level-of-care assessment confirming nursing-facility need. Contact Delaware ADRC at 1-800-223-9074. Compare CMS star ratings for Wilmington nursing homes before choosing a facility.
Does Medicaid pay for assisted living in Wilmington, DE?▾
Delaware's Delaware Diamond State Health Plan Plus may cover care services for eligible residents in participating communities. Room and board in standard assisted living is usually private pay. At ~$4,800/mo local AL cost, waivers often cover care hours — not housing. Use our free checker below.
What is the Medicaid income limit in Wilmington?▾
Statewide screening limit is approximately $2,829/month for individuals and $2,000 in countable assets. Wilmington does not have separate limits — Delaware Diamond State Health Plan Plus rules apply across Delaware.
What Medicaid waivers help with assisted living in Delaware?▾
Delaware manages LTSS through managed care. Assisted living Medicaid depends on waiver enrollment. Call 1-800-223-9074 for county-specific guidance.
How many assisted living facilities in Wilmington accept Medicaid?▾
The Wilmington area has approximately 24 licensed communities. Not all accept Delaware Diamond State Health Plan Plus waiver residents — always verify participation and waitlist status before touring.
What are the next steps to apply for Delaware Diamond State Health Plan Plus in Wilmington?▾
Contact Delaware ADRC at 1-800-223-9074. Apply through Delaware ASSIST. Ask about LTSS waiver programs.
Can I afford assisted living in Wilmington while on Medicaid?▾
Assisted living in Wilmington averages ~$4,800/month (near the DE state average of ~$4,800). Delaware Diamond State Health Plan Plus may cover care services for eligible residents, but room and board typically remains private pay. Delaware manages LTSS through managed care.
Assisted Living in Wilmington
Costs, neighborhoods, and free matching
Inspection Lookup — Wilmington
Verify license and violations before touring
Nursing Home Ratings — Wilmington
CMS star ratings for skilled nursing
Sources & methodology
Cost estimates, demographics, and safety data are compiled from government sources. Verify current figures with official portals before making care decisions.