Fargo, ND · North Dakota Medicaid / Aged & Disabled Waiver
Medicaid Nursing Home & Assisted Living — Fargo, ND
Medicaid nursing home coverage in Fargo includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Fargo.
Assisted living in Fargo averages ~$3,800/month (near the ND state average of ~$3,800). North Dakota Medicaid / Aged & Disabled Waiver may cover care services for eligible residents, but room and board typically remains private pay. North Dakota A&D waiver provides HCBS.
North Dakota helpline: 1-855-462-5465
Key limits (screening estimates)
- Income: ~$2,829/mo
- Assets: ~$2,000 individual
North Dakota program notes
- • North Dakota A&D waiver provides HCBS.
- • Basic care facilities are ND assisted living type.
- • Limited facilities outside Fargo and Bismarck.
Next steps in Fargo
- Contact North Dakota ADRC at 1-855-462-5465.
- Apply through North Dakota Medicaid.
- Request waiver screening.
AllyKin Affordability Gap Index
Medicaid vs Assisted Living Cost in Fargo
Avg assisted living
$3,800/mo
North Dakota Medicaid / Aged & Disabled Waiver income limit
$2,829/mo
Affordability gap
1.3×
1.3× Medicaid income limit — verify waiver slots
Assisted living in Fargo ($3,800/mo) is roughly 1.3× the North Dakota Medicaid / Aged & Disabled Waiver income limit (~$2,829/mo). Some families may qualify for waiver-covered care services, but room and board in assisted living typically remains private pay.
Annual AL cost equals ~16.1 months of the Medicaid income screening limit. Limits are estimates — verify with North Dakota Medicaid caseworker.
No phone number required. This screening tool is 100% free and private. Results are educational only — not legal or financial advice.
FAQs — Fargo
Does Medicaid pay for nursing homes in Fargo, ND?▾
Yes — North Dakota Medicaid (North Dakota Medicaid / Aged & Disabled Waiver) covers skilled nursing facility room, board, and care for eligible residents. Income limit ~$2,829/mo, assets ~$2,000, and a 60-month look-back apply statewide. Medicaid nursing home coverage in Fargo includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Fargo.
How do I qualify for Medicaid nursing home care in Fargo?▾
Meet North Dakota Medicaid / Aged & Disabled Waiver income and asset limits, pass the 60-month look-back review, and receive a level-of-care assessment confirming nursing-facility need. Contact North Dakota ADRC at 1-855-462-5465. Compare CMS star ratings for Fargo nursing homes before choosing a facility.
Does Medicaid pay for assisted living in Fargo, ND?▾
North Dakota's North Dakota Medicaid / Aged & Disabled Waiver may cover care services for eligible residents in participating communities. Room and board in standard assisted living is usually private pay. At ~$3,800/mo local AL cost, waivers often cover care hours — not housing. Use our free checker below.
What is the Medicaid income limit in Fargo?▾
Statewide screening limit is approximately $2,829/month for individuals and $2,000 in countable assets. Fargo does not have separate limits — North Dakota Medicaid / Aged & Disabled Waiver rules apply across North Dakota.
What Medicaid waivers help with assisted living in North Dakota?▾
North Dakota A&D waiver provides HCBS. Basic care facilities are ND assisted living type. Call 1-855-462-5465 for county-specific guidance.
How many assisted living facilities in Fargo accept Medicaid?▾
The Fargo area has approximately 18 licensed communities. Not all accept North Dakota Medicaid / Aged & Disabled Waiver waiver residents — always verify participation and waitlist status before touring.
What are the next steps to apply for North Dakota Medicaid / Aged & Disabled Waiver in Fargo?▾
Contact North Dakota ADRC at 1-855-462-5465. Apply through North Dakota Medicaid. Request waiver screening.
Can I afford assisted living in Fargo while on Medicaid?▾
Assisted living in Fargo averages ~$3,800/month (near the ND state average of ~$3,800). North Dakota Medicaid / Aged & Disabled Waiver may cover care services for eligible residents, but room and board typically remains private pay. North Dakota A&D waiver provides HCBS.
Assisted Living in Fargo
Costs, neighborhoods, and free matching
Inspection Lookup — Fargo
Verify license and violations before touring
Nursing Home Ratings — Fargo
CMS star ratings for skilled nursing
Sources & methodology
Cost estimates, demographics, and safety data are compiled from government sources. Verify current figures with official portals before making care decisions.