Philadelphia, PA · PA CHC Waiver / OPTIONS Program
Medicaid Nursing Home & Assisted Living — Philadelphia, PA
Medicaid nursing home coverage in Philadelphia includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Philadelphia.
Assisted living in Philadelphia averages ~$4,700/month (8% above the PA state average of ~$4,350). PA CHC Waiver / OPTIONS Program may cover care services for eligible residents, but room and board typically remains private pay. Pennsylvania's Community HealthChoices (CHC) serves nursing-home eligible individuals.
Pennsylvania helpline: 1-800-753-8827
Key limits (screening estimates)
- Income: ~$2,829/mo
- Assets: ~$2,000 individual
Pennsylvania program notes
- • Pennsylvania's Community HealthChoices (CHC) serves nursing-home eligible individuals.
- • The OPTIONS program provides in-home and community services for adults 60+.
- • Assisted living Medicaid coverage varies by waiver and facility participation.
Next steps in Philadelphia
- Contact PA Link to Aging and Disability Resources at 1-800-753-8827.
- Request a level-of-care assessment through your local Area Agency on Aging.
- Ask facilities if they accept CHC or waiver participants.
AllyKin Affordability Gap Index
Medicaid vs Assisted Living Cost in Philadelphia
Avg assisted living
$4,700/mo
PA CHC Waiver / OPTIONS Program income limit
$2,829/mo
Affordability gap
1.7×
1.7× Medicaid income limit — verify waiver slots
Assisted living in Philadelphia ($4,700/mo) is roughly 1.7× the PA CHC Waiver / OPTIONS Program income limit (~$2,829/mo). Some families may qualify for waiver-covered care services, but room and board in assisted living typically remains private pay.
Annual AL cost equals ~19.9 months of the Medicaid income screening limit. Limits are estimates — verify with Pennsylvania Medicaid caseworker.
No phone number required. This screening tool is 100% free and private. Results are educational only — not legal or financial advice.
FAQs — Philadelphia
Does Medicaid pay for nursing homes in Philadelphia, PA?▾
Yes — Pennsylvania Medicaid (PA CHC Waiver / OPTIONS Program) covers skilled nursing facility room, board, and care for eligible residents. Income limit ~$2,829/mo, assets ~$2,000, and a 60-month look-back apply statewide. Medicaid nursing home coverage in Philadelphia includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Philadelphia.
How do I qualify for Medicaid nursing home care in Philadelphia?▾
Meet PA CHC Waiver / OPTIONS Program income and asset limits, pass the 60-month look-back review, and receive a level-of-care assessment confirming nursing-facility need. Contact PA Link to Aging and Disability Resources at 1-800-753-8827. Compare CMS star ratings for Philadelphia nursing homes before choosing a facility.
Does Medicaid pay for assisted living in Philadelphia, PA?▾
Pennsylvania's PA CHC Waiver / OPTIONS Program may cover care services for eligible residents in participating communities. Room and board in standard assisted living is usually private pay. At ~$4,700/mo local AL cost, waivers often cover care hours — not housing. Use our free checker below.
What is the Medicaid income limit in Philadelphia?▾
Statewide screening limit is approximately $2,829/month for individuals and $2,000 in countable assets. Philadelphia does not have separate limits — PA CHC Waiver / OPTIONS Program rules apply across Pennsylvania.
What Medicaid waivers help with assisted living in Pennsylvania?▾
Pennsylvania's Community HealthChoices (CHC) serves nursing-home eligible individuals. The OPTIONS program provides in-home and community services for adults 60+. Call 1-800-753-8827 for county-specific guidance.
How many assisted living facilities in Philadelphia accept Medicaid?▾
The Philadelphia area has approximately 160 licensed communities. Not all accept PA CHC Waiver / OPTIONS Program waiver residents — always verify participation and waitlist status before touring.
What are the next steps to apply for PA CHC Waiver / OPTIONS Program in Philadelphia?▾
Contact PA Link to Aging and Disability Resources at 1-800-753-8827. Request a level-of-care assessment through your local Area Agency on Aging. Ask facilities if they accept CHC or waiver participants.
Can I afford assisted living in Philadelphia while on Medicaid?▾
Assisted living in Philadelphia averages ~$4,700/month (8% above the PA state average of ~$4,350). PA CHC Waiver / OPTIONS Program may cover care services for eligible residents, but room and board typically remains private pay. Pennsylvania's Community HealthChoices (CHC) serves nursing-home eligible individuals.
Assisted Living in Philadelphia
Costs, neighborhoods, and free matching
Inspection Lookup — Philadelphia
Verify license and violations before touring
Nursing Home Ratings — Philadelphia
CMS star ratings for skilled nursing
Sources & methodology
Cost estimates, demographics, and safety data are compiled from government sources. Verify current figures with official portals before making care decisions.