Assisted Living Costs in Memphis, TN
Understanding costs helps families budget and compare communities fairly. Below are estimated ranges for the Memphis metro area.
| Care Type | Monthly Cost Range |
|---|---|
| Assisted Living (base) | $3,200 – $4,000/mo |
| Memory Care | $4,400 – $5,400/mo |
| Studio / Shared Room | $2,800 – $3,600/mo |
| One-Bedroom Private | $3,600 – $4,800/mo |
| Community / Move-In Fee | $1,000 – $5,000 one-time |
Estimates for Memphis metro area. Request an all-in quote after care assessment.
Memphis Market Data (2026)
Live government data helps families benchmark costs and demand. Sources: ACS 2023 5-Year.
22,663
17.2% of local population · Zips 38103, 38104, 38111
Census figures reflect zip code tabulation areas (ZCTAs) covering Memphis zip codes. HUD FMR is a housing benchmark — assisted living includes care services, meals, and staffing.
When to Consider Assisted Living in Memphis
- A parent in Memphis needs help with bathing, dressing, or daily medications
- Family caregivers are experiencing burnout or live out of state
- Home safety concerns: falls, wandering, or inability to prepare meals in Tennessee
- Doctor recommends assisted living or a geriatric care assessment
- Hospital discharge requires a safe care plan within days or weeks
- Social isolation is affecting mental health and cognitive function
Types of Senior Care in Memphis
Assisted Living
Daily activity support, meals, and medication management in a residential setting.
Memory Care
Secure dementia care with specialized staff and structured cognitive programs.
Respite Care
Short-term stays that give family caregivers a break while ensuring safety.
Placement Services
Free matching that compares communities by budget, location, and care level.
Popular Areas in Memphis
Families frequently search for assisted living near these neighborhoods:
- Midtown
- East Memphis
- Germantown
- Collierville
- Bartlett
Medicaid for Assisted Living in Memphis
Tennessee program: Tennessee CHOICES / Medicaid. Screening limits in Memphis use statewide rules — income ~$2,829/mo, assets ~$2,000.
Tennessee helpline: 1-866-836-6678
- • Medicaid waiver programs in Tennessee may cover care services in participating Memphis communities.
- • Room and board in assisted living is typically still private pay — waivers often cover care hours only.
- • The Memphis metro has 55 licensed communities — ask each if they accept Tennessee CHOICES / Medicaid.
Verify Inspection Records in Memphis
Before touring, check official TN state inspection records for violations, complaints, and license status. The Memphis area has approximately 55 licensed communities.
- • On the Tennessee portal, search "Memphis" or ZIP 38103
- • The Memphis metro has approximately 55 licensed communities — compare at least 3
- • Filter or search near Midtown if proximity to family matters
Skilled Nursing Ratings in Memphis
If your parent needs skilled nursing (not assisted living), compare official CMS Care Compare star ratings — health inspections, staffing, and quality measures from Medicare's federal database.
View CMS nursing home ratings in Memphis →Checklist: Choosing Assisted Living in Memphis
- Tour at least 3 Memphis communities in person
- Request all-in monthly cost after care level assessment
- Ask about staff-to-resident ratios during day and night shifts
- Verify state licensing and recent inspection reports
- Confirm medication management and nursing availability
- Review move-out policies and annual rate increase history
- Speak with current families — not just sales staff
- Check proximity to family, hospitals, and preferred neighborhoods
Frequently Asked Questions — Memphis
How much does assisted living cost in Memphis, TN?▾
The average monthly cost for assisted living in Memphis is approximately $3,600. Memory care typically runs $4,600–$5,600/mo. Costs vary by care level, room type, and neighborhood.
What is the best assisted living in Memphis?▾
The best assisted living in Memphis depends on your parent's care needs, budget, and preferred neighborhoods like Midtown, East Memphis, Germantown. Tour at least 3 communities, verify licenses, and use our free matcher for personalized recommendations.
How many assisted living facilities are in Memphis?▾
The Memphis metro has an estimated 55 licensed senior living communities. Our free service helps families compare options by zip code (38103, 38104) and availability.
What is the difference between assisted living and memory care in Memphis?▾
Assisted living in Memphis supports daily activities like bathing, dressing, and medications. Memory care provides secured dementia units with specialized staff. Many Memphis campuses offer both levels.
How quickly can someone move into assisted living in Memphis?▾
Some Memphis communities have immediate openings; memory care units may have waitlists. Mark "immediate" in our free matcher for urgent placements within 2 weeks.
Does Medicare pay for assisted living in Memphis, TN?▾
Medicare does not cover long-term assisted living room and board in Tennessee. Medicaid waiver programs may help eligible residents with care costs. See our paying for care guide for details.
What neighborhoods in Memphis have the most senior living options?▾
Families frequently search near Midtown, East Memphis, Germantown, Collierville. Suburban areas often have newer communities with larger campuses, while urban locations offer proximity to medical centers.
Can I find assisted living near zip code 38103?▾
Yes. Our free matcher searches communities serving zip codes 38103, 38104, 38111 and surrounding areas in the Memphis metro.
What is the senior population in Memphis?▾
U.S. Census ACS data for zip codes 38103, 38104, 38111 in the Memphis area shows approximately 22,663 adults aged 65 and older (17.2% of residents in those zip areas). Demand for assisted living and memory care remains strong across the greater Memphis metro.