Memphis, TN · Tennessee CHOICES / Medicaid
Medicaid Nursing Home & Assisted Living — Memphis, TN
Medicaid nursing home coverage in Memphis includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Memphis.
Assisted living in Memphis averages ~$3,600/month (near the TN state average of ~$3,733). Tennessee CHOICES / Medicaid may cover care services for eligible residents, but room and board typically remains private pay. Tennessee CHOICES program provides long-term care in nursing homes and the community.
Tennessee helpline: 1-866-836-6678
Key limits (screening estimates)
- Income: ~$2,829/mo
- Assets: ~$2,000 individual
Tennessee program notes
- • Tennessee CHOICES program provides long-term care in nursing homes and the community.
- • Assisted Care Living Facility (ACLF) is Tennessee's license category.
- • CHOICES Group 2 may cover community-based care for eligible seniors.
Next steps in Memphis
- Contact Tennessee ADRC at 1-866-836-6678.
- Apply through TennCare Connect.
- Request CHOICES assessment.
AllyKin Affordability Gap Index
Medicaid vs Assisted Living Cost in Memphis
Avg assisted living
$3,600/mo
Tennessee CHOICES / Medicaid income limit
$2,829/mo
Affordability gap
1.3×
1.3× Medicaid income limit — verify waiver slots
Assisted living in Memphis ($3,600/mo) is roughly 1.3× the Tennessee CHOICES / Medicaid income limit (~$2,829/mo). Some families may qualify for waiver-covered care services, but room and board in assisted living typically remains private pay.
Annual AL cost equals ~15.3 months of the Medicaid income screening limit. Limits are estimates — verify with Tennessee Medicaid caseworker.
No phone number required. This screening tool is 100% free and private. Results are educational only — not legal or financial advice.
FAQs — Memphis
Does Medicaid pay for nursing homes in Memphis, TN?▾
Yes — Tennessee Medicaid (Tennessee CHOICES / Medicaid) covers skilled nursing facility room, board, and care for eligible residents. Income limit ~$2,829/mo, assets ~$2,000, and a 60-month look-back apply statewide. Medicaid nursing home coverage in Memphis includes room, board, and skilled care when eligible — unlike assisted living. Use our nursing home ratings tool to compare CMS star scores for facilities in Memphis.
How do I qualify for Medicaid nursing home care in Memphis?▾
Meet Tennessee CHOICES / Medicaid income and asset limits, pass the 60-month look-back review, and receive a level-of-care assessment confirming nursing-facility need. Contact Tennessee ADRC at 1-866-836-6678. Compare CMS star ratings for Memphis nursing homes before choosing a facility.
Does Medicaid pay for assisted living in Memphis, TN?▾
Tennessee's Tennessee CHOICES / Medicaid may cover care services for eligible residents in participating communities. Room and board in standard assisted living is usually private pay. At ~$3,600/mo local AL cost, waivers often cover care hours — not housing. Use our free checker below.
What is the Medicaid income limit in Memphis?▾
Statewide screening limit is approximately $2,829/month for individuals and $2,000 in countable assets. Memphis does not have separate limits — Tennessee CHOICES / Medicaid rules apply across Tennessee.
What Medicaid waivers help with assisted living in Tennessee?▾
Tennessee CHOICES program provides long-term care in nursing homes and the community. Assisted Care Living Facility (ACLF) is Tennessee's license category. Call 1-866-836-6678 for county-specific guidance.
How many assisted living facilities in Memphis accept Medicaid?▾
The Memphis area has approximately 55 licensed communities. Not all accept Tennessee CHOICES / Medicaid waiver residents — always verify participation and waitlist status before touring.
What are the next steps to apply for Tennessee CHOICES / Medicaid in Memphis?▾
Contact Tennessee ADRC at 1-866-836-6678. Apply through TennCare Connect. Request CHOICES assessment.
Can I afford assisted living in Memphis while on Medicaid?▾
Assisted living in Memphis averages ~$3,600/month (near the TN state average of ~$3,733). Tennessee CHOICES / Medicaid may cover care services for eligible residents, but room and board typically remains private pay. Tennessee CHOICES program provides long-term care in nursing homes and the community.
Assisted Living in Memphis
Costs, neighborhoods, and free matching
Inspection Lookup — Memphis
Verify license and violations before touring
Nursing Home Ratings — Memphis
CMS star ratings for skilled nursing
Sources & methodology
Cost estimates, demographics, and safety data are compiled from government sources. Verify current figures with official portals before making care decisions.