Medicaid & Nursing Homes
Medicaid Nursing Home Asset Limits (2026)
Countable asset limits for Medicaid nursing home applicants — what counts, what is excluded, and couple protections.
7 min readUpdated 2026-06-19
Countable assets include cash, stocks, bonds, and non-exempt property. Exempt assets often include a primary residence (with equity limits if no spouse resides there), one vehicle, household goods, and prepaid burial plans.
Typical limits
- Individual: $2,000 countable assets (most states)
- Married couple (one applicant): community spouse may retain additional assets up to federal maximum
- New York: significantly higher asset limits for some programs
- Minnesota: $3,000 individual / $6,000 couple for some pathways
Verify limits in your state
- Texas
- Florida
- California
- New York
- Pennsylvania
- Ohio
- Illinois
- Georgia
- Arizona
- North Carolina
- Michigan
- New Jersey
- Washington
- Massachusetts
- Virginia
- Colorado
- Minnesota
- Wisconsin
- Missouri
- Tennessee
- South Carolina
- Indiana
- Maryland
- Alabama
- Alaska
- Arkansas
- Connecticut
- Delaware
- Hawaii
- Idaho
- Iowa
- Kansas
- Kentucky
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- Maine
- Mississippi
- Montana
- Nebraska
- New Hampshire
- North Dakota
- New Mexico
- Nevada
- Oklahoma
- Oregon
- Rhode Island
- South Dakota
- Utah
- Vermont
- West Virginia
- Wyoming
- District of Columbia
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