Medicaid & Nursing Homes
Medicaid Nursing Home Income Limits by State (2026)
Monthly income limits for Medicaid skilled nursing coverage — federal benchmarks, state variations, and spousal protections.
7 min readUpdated 2026-06-19
Medicaid nursing home income limits determine whether monthly Social Security, pension, and other income fits within program rules. Exceeding the limit does not always disqualify you — Miller trusts, spousal income allowances, and medically needy pathways may help in some states.
2026 benchmark figures
- Many states: ~$2,829/month individual (300% of SSI federal benefit rate)
- California Medi-Cal: lower MAGI-based thresholds for some pathways
- New York: higher asset limits may pair with different income treatment
- Community spouse monthly income allowance: federally set minimum (updates annually)
State income limit pages
- Texas
- Florida
- California
- New York
- Pennsylvania
- Ohio
- Illinois
- Georgia
- Arizona
- North Carolina
- Michigan
- New Jersey
- Washington
- Massachusetts
- Virginia
- Colorado
- Minnesota
- Wisconsin
- Missouri
- Tennessee
- South Carolina
- Indiana
- Maryland
- Alabama
- Alaska
- Arkansas
- Connecticut
- Delaware
- Hawaii
- Idaho
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Mississippi
- Montana
- Nebraska
- New Hampshire
- North Dakota
- New Mexico
- Nevada
- Oklahoma
- Oregon
- Rhode Island
- South Dakota
- Utah
- Vermont
- West Virginia
- Wyoming
- District of Columbia
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